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Wells Fargo
CREDIT CARD APPLICATIONS

Wells Fargo & Company is a leading financial services company and the leading middle market banking provider in the U.S. Wells Fargo Bank is one of the largest banks in the U.S. and in the world. The bank offers its services to consumers and small businesses. Consumers are offered banking, credit cards, loans, mortgages and more. Here you will find Wells Fargo credit cards. You can compare the cards below to see if there is the right Wells Fargo Bank credit card for you.

CONSUMER OFFERS (9)

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Intro APR on Bal. Tr. Period

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Wells Fargo Reflect^® Card

Apply for Wells Fargo Reflect<sup>®</sup> Card - Credit-Land.com

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Excellent/Good Credit

our choice

Rating 4.3

Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.49%, 23.99% or 29.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
$0 annual fee.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
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Intro APR on Purchases

Intro APR:

0% intro APR for 21 months from account opening

Regular APR:

17.49%, 23.99% or 29.24% Variable APR

Annual Fee:

Intro APR on Balance Transfers

Intro APR on Balance Transfer:

0% intro APR for 21 months from account opening on qualifying balance transfers

Regular APR:

17.49%, 23.99% or 29.24% Variable APR

Balance Transfer Fee:

5%, min: $5

Annual Fee

Annual Fee:

Foreign Transaction Fee:

Late Payment Fee:

Review terms

Wells Fargo Active Cash^® Card

Apply for Wells Fargo Active Cash<sup>®</sup> Card - Credit-Land.com

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Excellent/Good Credit

our choice

Rating 5.0

Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Earn unlimited 2% cash rewards on purchases.
0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.49%, 24.49%, or 29.49% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
$0 annual fee.
No categories to track or remember and cash rewards don't expire as long as your account remains open.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
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$200

Cash Rewards Bonus

Bonus Offer:

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.

Rewards:

Earn unlimited 2% cash rewards on purchases.

Unlimited

Cash Rewards

Max. Rewards:

Earn unlimited 2% cash rewards on purchases.

Intro APR on Purchases & Balance Transfers

Intro APR on Purchases:

0% intro APR for 12 months from account opening

Intro APR on Balance Transfer:

0% intro APR for 12 months from account opening on qualifying balance transfers

Regular APR:

19.49%, 24.49%, or 29.49% Variable APR

Wells Fargo Autograph℠ Card

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Excellent/Good Credit

our choice

Rating 4.7

Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
$0 annual fee.
0% intro APR for 12 months from account opening on purchases. 19.49%, 24.49%, or 29.49% variable APR thereafter.
Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.
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Earn

20,000

Bonus Points

Bonus Offer:

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.

Earn More
on Your

Daily Spending

Rewards on everyday purchases:

Earn 1X points on other purchases.

Max. Rewards:

Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans.

Rewards expiration:

Rewards don't expire as long as the account is open

Intro APR on Purchases

Intro APR:

0% intro APR for 12 months from account opening

Regular APR:

19.49%, 24.49%, or 29.49% Variable APR

Annual Fee:

Wells Fargo Autograph Journey℠ Card

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Excellent/Good Credit

our choice

Rating 4.4

Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
$95 Annual Fee.
Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
Earn a $50 annual statement credit with $50 minimum airline purchase.
Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature^® Concierge.
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Earn

60,000

Bonus Points

Bonus Offer:

Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.

Up to

Unlimited Points

Max. Rewards:

Earn unlimited 5X points on hotels

Rewards on Everyday Purchases:

Earn unlimited 1X points on other purchases

Rewards Expiration:

Rewards don't expire as long as the account is open

Foreign Transaction Fee

Foreign Transaction Fee:

None

Annual Fee:

$95

Late Payment Fee:

Review terms

One Key™ Card

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APPLY NOW

Excellent/Good Credit

our choice

Rating 4.5

Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
Earn $300 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia^®, Hotels.com^® and Vrbo^®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 1.5% in OneKeyCash on other purchases.
$0 annual fee.
Get Automatic Silver tier in the One Key rewards program with savings of 15% or more with Silver Member Prices on over 10,000 hotels worldwide. Unlock Gold when you spend $15,000 per calendar year.
No foreign transaction fees.
Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
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Earn

$300

in OneKeyCash

Bonus Offer:

Earn $300 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia^®, Hotels.com^® and Vrbo^®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.

Earn

in OneKeyCash

Rewards on Brand Purchases:

Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo.

Max. Rewards:

Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining.

Rewards on Everyday Purchases:

Earn 1.5% in OneKeyCash on other purchases.

Annual Fee & Foreign Transaction Fee

Annual Fee:

Foreign Transaction Fee:

None

Late Payment Fee:

Refer to Important Credit Terms

One Key+™ Card

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APPLY NOW

Excellent/Good Credit

our choice

Rating 4.4

Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
Earn $400 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia^®, Hotels.com^® and Vrbo^®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 2% in OneKeyCash on other purchases.
$99 annual fee.
Get Automatic Gold tier in the One Key rewards program with savings of 20% or more with Gold Member Prices on over 10,000 hotels worldwide. Unlock Platinum when you spend $30,000 per calendar year.
Get $100 in OneKeyCash each year upon your cardholder anniversary.
Receive one statement credit up to $120 for Global Entry^® or TSA PreCheck^®
No foreign transaction fees.
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Earn

$400

in OneKeyCash

Bonus Offer:

Earn $400 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia^®, Hotels.com^® and Vrbo^®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.

Earn

in OneKeyCash

Rewards on Brand Purchases:

Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 2% in OneKeyCash on other purchases.

Max. Rewards:

Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining.

Rewards on Everyday Purchases:

Earn 2% in OneKeyCash on other purchases.

TSA PreCheck

Privileges

Global Entry/TSA Pre Credit:

Receive one statement credit up to $120 for Global Entry^® or TSA PreCheck^®

Bilt World Elite Mastercard^®

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Excellent/Good Credit

our choice

Rating 4.6

1X Points on rent payments without the transaction fee. Up to 100,000 points each calendar year.
Earn 3X points on dining, whether you're at your favorite restaurant or ordering in.
Earn 2X points on travel when booked directly through an airline, hotels, car rental agencies, and cruise lines.
Earn 1X points on other purchases with your Bilt Mastercard^®.
Earn double points on the 1st of each month: Earn 6X points on dining, 4X points on travel, and 2X points on other purchases excluding rent, up to 1,000 bonus points.
Use the card 5 times each statement period to earn points.
Use your points for all your favorite Bilt Rewards redemptions: transfer to travel partners, redeem toward future rent payments, put toward a down payment, and more.
BiltProtect lets you pay rent without using your credit limit, by pulling the full rent payment directly from a linked bank account. By using BiltProtect, you agree to the Terms & Conditions
Rewards don't expire as long as your Bilt account is open.
Select Apply Now to learn more about the product features, terms, and conditions.
Rates & Fees

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Points on Dining

Max. Rewards:

Earn 3X points on dining, whether you're at your favorite restaurant or ordering in.

Rewards on Everyday Purchases:

Earn 1X points on other purchases with your Bilt Mastercard^®.

Rewards Expiration:

Points do not expire as long as your account remains open and is active.

Annual Fee

Annual Fee:

Foreign Transaction Fee:

N/A

Late Payment Fee:

Refer to Important Credit Terms

Up to

100,000

Points on
Rent Payments

Rewards on Rent Payments:

1X Points on rent payments without the transaction fee. Up to 100,000 points each calendar year.

Choice Privileges^® Select Mastercard^®

Apply for Choice Privileges<sup>®</sup> Select Mastercard<sup>®</sup> - Credit-Land.com

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APPLY NOW

Excellent/Good Credit

our choice

Rating 4.4

Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels^® properties. Additional fees may apply.
Earn 10X points on stays at participating Choice Hotels^® properties.
Earn 5X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.
$95 annual fee.
Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
Receive 20 Elite night credits qualifying for at least Platinum level status each calendar year.
No foreign transaction fee.
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Rates & Fees

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our choice

Earn

60,000

Bonus Points

Bonus Offer:

Earn 60,000 bonus points when you spend $3,000 in purchases in the first 3 months - enough to redeem for up to 7 reward nights at select Choice Hotels^® properties. Additional fees may apply.

10X

Points on Stays
at Choice Hotels

Max. Rewards:

Earn 10X points on stays at participating Choice Hotels^® properties.

Rewards on Everyday Purchases:

Earn 1X points on other purchases.

Rewards Expiration:

Members must remain active in the Choice Privileges® Rewards Program to retain the points they accumulate.^µ

Foreign Transaction Fee

Foreign Transaction Fee:

None

Annual Fee:

$95

Late Payment Fee:

Review terms

Choice Privileges^® Mastercard^®

Apply for Choice Privileges<sup>®</sup> Mastercard<sup>®</sup> - Credit-Land.com

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APPLY NOW

Excellent/Good Credit

our choice

Rating 4.5

Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels^® properties. Additional fees may apply.
Earn 5X points on stays at participating Choice Hotels^® properties.
Earn 3X points on purchases at gas stations, grocery stores, home improvement stores and phone plan services. Plus earn 1X points on other purchases.
$0 annual fee.
Up to $800 of cell phone protection against damage or theft. Subject to a $25 deductible.
Receive 10 Elite night credits qualifying for at least Gold level status each calendar year.
No foreign transaction fee.
Rates & Fees

Rates & Fees

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our choice

Earn

40,000

Bonus Points

Bonus Offer:

Earn 40,000 bonus points when you spend $1,000 in purchases in the first 3 months - enough to redeem for up to 5 reward nights at select Choice Hotels^® properties. Additional fees may apply.

Points on Stays
at Choice Hotels

Max. Rewards:

Earn 5X points on stays at participating Choice Hotels^® properties.

Rewards on Everyday Purchases:

Earn 1X points on other purchases.

Rewards Expiration:

Members must remain active in the Choice Privileges® Rewards Program to retain the points they accumulate.^µ

Annual Fee

Annual Fee:

Foreign Transaction Fee:

None

Late Payment Fee:

Review terms

Hide

Excellent Credit

Good Credit

Fair Credit

Bad Credit

Limited/No Credit

Hide

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Wells Fargo Bank
Credit Cards

Wells Fargo personal credit cards are aimed at consumers with established credit, meaning you have to have at least good credit to be able to qualify for a Wells Fargo credit card. Currently, there are several consumer credit cards advertised on the Wells Fargo website.

People with good credit are offered rewards cards, long intro APR cards, and co-branded cards. The selection may not be that impressive compared to what other big issuers offer. However, Wells Fargo loyal customers have straightforward choices and less pain deciding which offer to get.

In addition to consumer credit cards, Wells Fargo offers the Signify Business Cash Card for small business customers. This business card allows customers to earn cash rewards on their business purchases. In addition to earning cash rewards, the small business card comes with other features and benefits.

While Wells Fargo does not offer a wide selection of credit cards, existing cards are geared to consumers' specific needs. Whether you are managing your debt or looking for a cash rewards credit card, you might want to check out Wells Fargo offers.

questionsABOUT
CREDIT CARDS

How to get the best credit card?

With the credit card issuers coming up with newer plans and strategies every passing day, there is no dearth of good deals in the market today. But not all deals are suitable for all customers. There are many factors...

Are there any cards available to Canadians?

We can recommend you consider Canadian credit card offers from our partners. Make sure you chose the card that corresponds to your credit score.

How do store credit cards work?

Store credit cards are credit accounts that are offered by retailers together with credit card issuing companies. Their usage is usually limited to the issuing store. That means you won’t be able to use store cards...

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