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November 2024: Best Loans and Business Credit Cards from Our Partners
Best business cards are the ones that can help you keep track of your business expenses, save on card purchases and interest, earn rewards, or even travel for free. Today applying for a business credit card is a wise decision that will pay off.
Compare business credit card offers and loan options from our partners below and see which of the small business credit cards can save you thousands of dollars every year.
- Best for Business
- Excellent / Good Credit
- Fair/Limited Credit
- Business Loans
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- Access up to $600,000 in funding
- Term: 3 to 24 months
- Factor rates as low as 1.11
- Get approved in as fast as 4 hours
- Prequalify online
- Get funding in as little as 24 hours from approval
- You don’t need a perfect credit score to get funding with Credibly
- Credibly offers a human touch to financing and a great customer experience
- Wide range of products to service the needs of small business owners
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- A flexible line and business card bundled in one.
- Get working capital for your business quickly.
- Apply and receive a funding decision in as little as an hour.
- When swiping isn’t an option or you prefer getting cash, check your available balance online and request a cash draw with the tap of your finger, anytime.
- Built for all businesses.
- Financing that grows with your business revenue in real-time.
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- Access up to $600,000 in funding
- Term: 3 to 24 months
- Factor rates as low as 1.11
- Get approved in as fast as 4 hours
- Prequalify online
- Get funding in as little as 24 hours from approval
- You don’t need a perfect credit score to get funding with Credibly
- Credibly offers a human touch to financing and a great customer experience
- Wide range of products to service the needs of small business owners
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doing BUSINESS
WITH A CREDIT CARD
Business credit cards give small to medium-sized businesses the borrowing power they need to finance their day-to-day operations, from making small purchases to larger ones, depending on the card. If your credit history is good or excellent, you'll be eligible for a high line of credit - maybe even an unlimited one. A number of our business clients have been approved for credit limits amounting to $30,000. An enlarged credit limit will give your business the biggest purchasing power.
Even though you're applying for a business credit card, if you're the owner of the business, it's your personal credit history that counts. If your credit is good, you'll be able to get the card that fits your business needs.
You, not your business, will be held responsible for all debts incurred on your business credit card - even if the charges are made by employees.
Unlike personal credit cards, business credit cards come with expanded limits built-in, because businesses are expected to have bigger expenses. As an entrepreneur, you'll appreciate the increased purchasing power an expanded limit offers.
Get rid of the petty cash drawer by issuing extra cards to your employees. They won't have to get approval to make minor purchases, saving everyone's time.
Easier accounting - most business credit card issuers offer a reporting feature that breaks down spending by category and helps you analyze where your money goes. Your account statement will track your expenses for you, making it simple to monitor and categorize spending. Filling out quarterly and annual reports will be easy when the work has been done for you by your credit card company.
questionsABOUT
BUSINESS CREDIT CARDS
I have a small business. I saw JP Morgan credit cards, but I can't see the conditions. Will they benefit me?
Well, there is a number of solutions that JP Morgan offers for businesses, but they specialize in big enterprises. The make emphasis on the integration with the accounting system and being controlled easily. If you are...
Read moreHow to get rewards with business credit cards?
Many issuers of business credit cards offer cards with rewards programs. So look around to find such offer. A reward program will allow you to earn rewards on different business expenses. For example, if you have a lot...
Read moreHow to build business credit?
A separate business credit score can be build if the business is legally separate from the owner. That is you should own a corporation or a LLC. Also, your business should have a federal tax identification number (EIN)....
Read more