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Credit-Land.com is an independent, advertising-supported web site. Credit-Land.com receives compensation from most issuers whose offers appear on our site. Compensation from our advertising partners may impact how and where their products appear on our site, including, for example, the order in which they may appear within review lists. Credit-Land.com has not reviewed all available credit card offers in the marketplace.
November 2024: Best Visa® Credit Cards from Our Partners
Recognized and accepted worldwide, Visa cards have a lot to offer. The most lucrative offers are Visa rewards credit cards that also come with customer benefits and protections. Whether you are looking to rebuild your credit or want to earn rewards, Visa has an offer for you.
- Cards of November 2024
- Bad & Limited / No Credit
- Secured Credit Cards
- Annual Fee
our choice
$200
Cash Rewards Bonus
Bonus Offer:
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Rewards:
Earn unlimited 2% cash rewards on purchases.
Unlimited
2%
Cash Rewards
Max. Rewards:
Earn unlimited 2% cash rewards on purchases.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% intro APR for 12 months from account opening
Intro APR on Balance Transfer:
0% intro APR for 12 months from account opening on qualifying balance transfers
Regular APR:
19.49%, 24.49%, or 29.49% Variable APR
our choice
0%
Intro APR on Purchases
Intro APR:
0% intro APR for 21 months from account opening
Regular APR:
17.49%, 23.99% or 29.24% Variable APR
Annual Fee:
$0
0%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
0% intro APR for 21 months from account opening on qualifying balance transfers
Regular APR:
17.49%, 23.99% or 29.24% Variable APR
Balance Transfer Fee:
5%, min: $5
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
3%
Late Payment Fee:
Review terms
our choice
Up to
$300
Cash Back
Bonus Offer:
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% Intro APR on Purchases for 15 months
Intro APR on Balance Transfer:
0% Intro APR on Balance Transfers for 15 months
Regular APR:
19.99% - 28.74% Variable
Balance Transfer Fee:
Either $5 or 5% of the amount of each transfer, whichever is greater.
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
3%
Late Payment Fee:
Up to $40
our choice
Earn
60,000
Bonus Points
Bonus Offer:
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
Up to
5X
Unlimited Points
Max. Rewards:
Earn unlimited 5X points on hotels
Rewards on Everyday Purchases:
Earn unlimited 1X points on other purchases
Rewards Expiration:
Rewards don't expire as long as the account is open
No
Foreign Transaction Fee
Foreign Transaction Fee:
None
Annual Fee:
$95
Late Payment Fee:
Review terms
our choice
Earn
60,000
Bonus Miles
Bonus Offer:
Limited-time Offer: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Rewards
Rewards:
2x miles on United® purchases, dining, and hotel stays. 1x mile on all other purchases
TSA PreCheck
Privileges
Global Entry/TSA Pre Credit:
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
our choice
Earn
75,000
Bonus Miles
Bonus Offer:
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
10X
Miles on Hotels
and Rental Cars
and Rental Cars
Max. Rewards:
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
Rewards on Everyday Purchases:
2X Miles per dollar on every purchase, every day
Rewards Expiration:
Miles won't expire for the life of the account and there's no limit to how many you can earnµ
Access to
1,300+
Lounges
Lounge Access:
Unlimited complimentary access for you and two guests to 1,300+ lounges, including Capital One Lounges and the Partner Lounge Network
our choice
Earn Up to
3%
Cash Back
Max. Rewards:
Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
Rewards on Everyday Purchases:
Earn 1% Cash Back Rewards* on all other eligible purchases
Up to
$1,000
Credit Limit
Security Deposit:
No
Credit Line:
Up to $1,000 credit limit subject to credit approval
Credit Line Increase:
See terms
Instant Response
Instant Response:
Yes
Card Network:
Visa®
Credit Check:
Yes
our choice
Earn
30,000
Bonus Miles
Bonus Offer:
Limited-time Offer: Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.
Rewards
Rewards:
2x miles on United® purchases, at gas stations, and on local transit and commuting. 1x mile on all other purchases.
0%
Intro APR on Purchases
Intro APR:
0% Intro APR on Purchases for 12 months
Regular APR:
21.49% - 28.49% Variable
Annual Fee:
$0
our choice
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
0%
Late Payment Fee:
See terms
No Credit Check
Card Network:
Visa®
Card Type:
Secured
Regular APR:
0%
Annual Fee:
$0
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Instant Response:
Yes
Card Usage:
Use everywhere Visa credit cards are accepted.
our choice
Earn
60,000
Bonus Points
Bonus Offer:
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Rewards
Rewards:
Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
No
Foreign Transaction Fee
Foreign Transaction Fee:
$0
Annual Fee:
$95
Late Payment Fee:
Up to $40
our choice
- No Monthly Fees.
- Get fee-free overdraft up to $200* with SpotMe®.
- Set up Direct Deposit and get your paycheck up to 2 days earlier^ than some of your co-workers!
- Banking services and debit card provided by The Bancorp Bank N.A. or Stride Bank, N.A., pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.
- *SpotMe® on Debit is an optional, no fee overdraft service attached to your Chime Checking Account. To qualify for the SpotMe on Debit service, you must receive $200 or more in qualifying direct deposits to your Chime Checking Account each month and have activated your physical Chime Visa® Debit Card or secured Chime Credit Builder Visa® Credit Card. Qualifying members will be allowed to overdraw their Chime Checking Account for up to $20 on debit card purchases and cash withdrawals initially but may later be eligible for a higher limit of up to $200 or more based on Chime Account history, direct deposit frequency and amount, spending activity and other risk-based factors. The SpotMe on Debit limit will be displayed within the Chime mobile app and is subject to change at any time, at Chime's sole discretion. Although Chime does not charge any overdraft fees for SpotMe on Debit, there may be out-of-network or third-party fees associated with ATM transactions. SpotMe on Debit will not cover any non-debit card transactions, including ACH transfers, Pay Anyone transfers, or Chime Checkbook transactions. SpotMe on Debit Terms and Conditions.
- ^Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.
our choice
Card Type
Card Type:
Debit
Card Network:
Visa®
Card Usage:
Use everywhere Visa debit cards are accepted.
Overdraft Available
Overdraft Available:
Yes
Overdraft Fee:
Fee-free Overdraft up to $200* with SpotMe
Maximum Overdraft Limit:
$200
our choice
$100
Credit Limit
Security Deposit:
$100
Credit Line:
The minimum credit limit is $100.
Credit Line Increase:
Accounts in good standing may have opportunities to increase the credit limit over time.
Build Your Credit
Build Credit:
Yes
Credit Line:
The minimum credit limit is $100.
Card Usage:
Your card can be used everywhere Visa® credit cards are accepted in the U.S.
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Your next tool for building credit!
Card Usage:
Your card can be used everywhere Visa® credit cards are accepted in the U.S.
our choice
Welcome Offer
Bonus Offer:
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
$39
Annual Fee
Annual Fee:
$39
Regular APR:
21.96% - 29.99%
Balance Transfer Fee:
Up to 5%
Late Payment Fee:
$0
Unsecured Card
Annual Fee:
$39
Regular APR:
21.96% - 29.99%
Late Payment Fee:
$0
our choice
$0
Annual Fee
Annual Fee:
$0
Regular APR:
29.49% (variable)
Balance Transfer Fee:
N/A
Late Payment Fee:
Up to $40
Up to
10%
Cash Back
Max. Rewards:
New feature! Earn up to 10% cash back on everyday purchases
Build Your Credit
Build Credit:
Yes
Credit Bureau Reporting:
Yes
Credit Check:
No
our choice
9.99%
APR on Purchases
Annual Fee:
$48
Regular APR:
9.99% Fixed
Late Payment Fee:
Up to $38
Credit Line from
$200
Security Deposit:
$200
Credit Line:
Activate Today with a refundable Security Deposit, Minimum $200, Maximum $1,000.
Credit Line Increase:
Increase Your Credit Limit up to $5,000
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Card Usage:
Use Anywhere Visa® is Accepted
Credit Check:
No
our choice
Up to
10%
Cash Back
Max. Rewards:
New feature! Earn up to 10% cash back on everyday purchases
Credit Line from
$200
Security Deposit:
$200
Credit Line:
Fund your card with a low $200 refundable security deposit to get a $200 credit line
Credit Line Increase:
Get considered for a credit line increase after 6 months, with no additional deposit required
No Credit Check
Card Network:
Visa®
Card Type:
Secured
Regular APR:
25.14% (variable)
Annual Fee:
$35
our choice
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
0%
Late Payment Fee:
See terms
No Credit Check
Card Network:
Visa®
Card Type:
Secured
Regular APR:
0%
Annual Fee:
$0
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Instant Response:
Yes
Card Usage:
Use everywhere Visa credit cards are accepted.
our choice
$0
Annual Fee
Annual Fee:
$0
Regular APR:
29.49% (variable)
Balance Transfer Fee:
N/A
Late Payment Fee:
Up to $40
Up to
10%
Cash Back
Max. Rewards:
New feature! Earn up to 10% cash back on everyday purchases
Build Your Credit
Build Credit:
Yes
Credit Bureau Reporting:
Yes
Credit Check:
No
our choice
$100
Credit Limit
Security Deposit:
$100
Credit Line:
The minimum credit limit is $100.
Credit Line Increase:
Accounts in good standing may have opportunities to increase the credit limit over time.
Build Your Credit
Build Credit:
Yes
Credit Line:
The minimum credit limit is $100.
Card Usage:
Your card can be used everywhere Visa® credit cards are accepted in the U.S.
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Your next tool for building credit!
Card Usage:
Your card can be used everywhere Visa® credit cards are accepted in the U.S.
our choice
0%
APR on Purchases
Annual Fee:
$0
Regular APR:
0.00%
Late Payment Fee:
3% of any Total Due balances outstanding and past due for two (2) or more Billing Cycles
Build Your Credit
Build Credit:
Yes
Credit Bureau Reporting:
Yes
Credit Check:
No
No Credit Check
Card Network:
Visa®
Card Type:
Secured
Regular APR:
0.00%
Annual Fee:
$0
our choice
Up to
10%
Cash Back
Max. Rewards:
New feature! Earn up to 10% cash back on everyday purchases
Credit Line from
$200
Security Deposit:
$200
Credit Line:
Fund your card with a low $200 refundable security deposit to get a $200 credit line
Credit Line Increase:
Get considered for a credit line increase after 6 months, with no additional deposit required
No Credit Check
Card Network:
Visa®
Card Type:
Secured
Regular APR:
25.14% (variable)
Annual Fee:
$35
our choice
9.99%
APR on Purchases
Annual Fee:
$48
Regular APR:
9.99% Fixed
Late Payment Fee:
Up to $38
Credit Line from
$200
Security Deposit:
$200
Credit Line:
Activate Today with a refundable Security Deposit, Minimum $200, Maximum $1,000.
Credit Line Increase:
Increase Your Credit Limit up to $5,000
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Card Usage:
Use Anywhere Visa® is Accepted
Credit Check:
No
our choice
$200
Cash Rewards Bonus
Bonus Offer:
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Rewards:
Earn unlimited 2% cash rewards on purchases.
Unlimited
2%
Cash Rewards
Max. Rewards:
Earn unlimited 2% cash rewards on purchases.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% intro APR for 12 months from account opening
Intro APR on Balance Transfer:
0% intro APR for 12 months from account opening on qualifying balance transfers
Regular APR:
19.49%, 24.49%, or 29.49% Variable APR
our choice
0%
Intro APR on Purchases
Intro APR:
0% intro APR for 21 months from account opening
Regular APR:
17.49%, 23.99% or 29.24% Variable APR
Annual Fee:
$0
0%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
0% intro APR for 21 months from account opening on qualifying balance transfers
Regular APR:
17.49%, 23.99% or 29.24% Variable APR
Balance Transfer Fee:
5%, min: $5
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
3%
Late Payment Fee:
Review terms
our choice
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
$0
$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
3%
Cash Back
Max. Rewards:
3% Cash Back on payments for Gas, Grocery, Health, Streaming, and Utility categories , 1% cash back on everything else (Target and Walmart earn 1%)
our choice
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
0%
Late Payment Fee:
See terms
No Credit Check
Card Network:
Visa®
Card Type:
Secured
Regular APR:
0%
Annual Fee:
$0
Reporting
to the Major Consumer Reporting Agencies
Build Credit:
Yes
Instant Response:
Yes
Card Usage:
Use everywhere Visa credit cards are accepted.
our choice
$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
3%
Cash Back
Max. Rewards:
3% cash back on Home, Auto and Health Categories
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
$0
our choice
$0
Annual Fee
Annual Fee:
$0
Regular APR:
29.49% (variable)
Balance Transfer Fee:
N/A
Late Payment Fee:
Up to $40
Up to
10%
Cash Back
Max. Rewards:
New feature! Earn up to 10% cash back on everyday purchases
Build Your Credit
Build Credit:
Yes
Credit Bureau Reporting:
Yes
Credit Check:
No
our choice
$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
1.5%
Cash Back
Max. Rewards:
Earn 1.5% unlimited cash back on card purchases every time you make a payment
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
$0
shoppingWITH
VISA® CREDIT CARDS
Around the world with Visa®
For globe trotters, Visa gives benefits across the globe. Visa offers emergency card replacement and emergency cash disbursement. If you lose your baggage, you will be covered with the lost luggage reimbursement benefit. For those who rent a car, abroad or in the U.S., the auto rental collision damage waiver would be extremely handy. You can travel all over the world knowing you are safe and covered with Visa unparalleled protection and security. Plus, Visa cards are accepted nearly everywhere and you will be able to get Visa credit card rewards.
Secure Purchases
Purchases made with your Visa rewards cards are protected against damage and theft for 90 days, depending on your card issuer and your specific card agreement. You can get reimbursed, or have items repaired or replaced if they malfunction or break during the first three months you have them.
Risk-Free Shopping
You'll never be liable for any fraudulent charges made on your Visa credit account, so shop wherever you like without worrying about compromising your security. Visa is accepted at millions of locations around the world so you'll never have a shortage of shops to frequent. Always check your statement and be sure to report any suspicious charges to your issuing bank.
While all those benefits are great, not every Visa credit card offers them. The best benefits are offered with Visa Signature® and Visa Infinite® credit cards. If you want your Visa credit card to have specific benefits, we would recommend checking with the credit card issuer to make sure the card you choose offers the benefits you need.
questionsABOUT
VISA CREDIT CARDS
How to apply for a Visa credit card?
There are lots of Visa credit cards offered to the U.S. consumers these days. You can find secured cards, Visa rewards credit cards, cards with low rates or no...
Read moreWhat is the difference between Visa and Mastercard?
Mastercard Inc., is an international American organization whose principal business is processing payments between banks and the users of Mastercard. The “Inter bank card” formed by a group of California banks got...
Read moreHow can a Visa credit card help me while travelling?
This answer is fairly simple: yes, mainly through rewards programs! And also, if you are travelling to a foreign country with a different currency system, you might find a credit card more beneficial than cash. After...
Read more
comments ABOUT
VISA CREDIT CARDS🜂
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