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December 2024: Best Rewards Credit Cards from Our Partners

Rewards credit cards are becoming more and more diverse. Trying to win customers, issuing companies offer a wide range of benefits to cardholders. You can find credit cards with multi-purpose rewards programs like cash back or points rewards, or with rewards programs that are targeted at specific needs - airline, hotel, retail chain or more. Compare the best rewards credit cards applications on this page to choose the one that will give you highest rebates.

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Apply for Discover it® Cash Back - Credit-Land.com APPLY NOW

on Discover's secure website

Excellent/Good Credit

EARN CASH BACK:

Offer of December 2024

Rating 5.0

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem your rewards for cash at any time.

our choice

Up to
5%
Cash Back
Max. Rewards:
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate.
Rewards on everyday purchases:
1% unlimited cash back on all other purchases - automatically.
Redemption Options:
Redeem your rewards for cash at any time.
Match Rewards
at the End of Your First Year
Bonus Offer:
INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% Intro APR (15 months)
Intro APR on Balance Transfer:
0% Intro APR (15 months)
Regular APR:
18.49% - 27.49% Variable APR *Rates as of December 12, 2024.
Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Choose Credit Cards with Best Rewards Programs

Top rewards credit cards come with sign-up bonuses in addition to ongoing rewards. However, sign-up offers come with specific requirements which you should fulfill to qualify. Those are usually spending requirements, so check them to make sure you will actually benefit from the offer and won't drive yourself into debt. If you are able to get the welcome bonus offer, it can be enough to cover a domestic flight or a hotel stay.

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Apply for Citi Rewards+<sup>®</sup> Card - Credit-Land.com APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Rating 5.0

  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • No Annual Fee

our choice

Earn
20,000
Bonus ThankYou® Points
Bonus Offer:
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% (15 months)
Intro APR on Balance Transfer:
0% (15 months)
Regular APR:
17.99% - 27.99% (Variable)
Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
3%
Late Payment Fee:
See Terms
Apply for Discover it® Miles - Credit-Land.com APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Rating 5.0

  • UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase
  • No annual fee
  • Turn Miles into cash. Or redeem as a statement credit for your travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more.
  • 0% intro APR for 15 months on purchases. Then 18.49% - 27.49% Standard Variable Purchase APR will apply. Rates as of December 12, 2024.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Terms and conditions apply.

our choice

Match Rewards
at the End of Your First Year
Bonus Offer:
UNLIMITED BONUS: Unlimited Mile-for-Mile match for all new cardmembers—only from Discover. Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. You could turn 35,000 Miles to 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% Intro APR (15 months)
Intro APR on Balance Transfer:
0% Intro APR (15 months)
Regular APR:
18.49% - 27.49% Variable APR *Rates as of December 12, 2024.
Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
No
Annual Fee & Foreign Transaction Fee
Annual Fee:
$0
Foreign Transaction Fee:
None
Late Payment Fee:
None the first time you pay late. After that, up to $41.
Apply for Capital One VentureOne Rewards Credit Card - Credit-Land.com APPLY NOW

on Capital One's secure website

Excellent, Good Credit

our choice

Rating 5.0

  • Click "APPLY ONLINE" to apply now
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.49% - 29.49% variable APR after that; balance transfer fee applies

our choice

Earn
20,000
Bonus Miles
Bonus Offer:
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
5X
Miles on Hotels
and Rental Cars
Max. Rewards:
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Rewards on Everyday Purchases:
Earn unlimited 1.25X miles on every purchase, every day
Rewards Expiration:
Miles won't expire for the life of the account and there's no limit to how many you can earn
No
Annual Fee & Foreign Transaction Fee
Annual Fee:
$0
Foreign Transaction Fee:
None
Late Payment Fee:
Up to $40

our choice

Rating 5.0

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
  • Earn unlimited 2% cash rewards on purchases.
  • 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.49%, 24.49%, or 29.49% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
  • $0 annual fee.
  • No categories to track or remember and cash rewards don't expire as long as your account remains open.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Rates & Fees

our choice

$200
Cash Rewards Bonus
Bonus Offer:
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
Rewards:
Earn unlimited 2% cash rewards on purchases.
Unlimited
2%
Cash Rewards
Max. Rewards:
Earn unlimited 2% cash rewards on purchases.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% intro APR for 12 months from account opening
Intro APR on Balance Transfer:
0% intro APR for 12 months from account opening on qualifying balance transfers
Regular APR:
19.49%, 24.49%, or 29.49% Variable APR
Apply for Citi Custom Cash<sup>®</sup> Card - Credit-Land.com APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Rating 5.0

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
    Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel℠ portal through 6/30/2026.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash® Card account per person.

our choice

Up to
5%
Cash Back
Max. Rewards:
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter.
$200
Cash Back Bonus
Bonus Offer:
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Redemption Options:
Redeem your points for cash back as a statement credit, direct deposit or check. Or explore other ways to redeem points including for gift cards, travel and Shop with Points at Amazon.comµ
Rewards expiration:
Your rewards will never expire as long as your account remains open.µ
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% (15 months)
Intro APR on Balance Transfer:
0% (15 months)
Regular APR:
18.49% - 28.49% (Variable)
Balance Transfer Fee:
Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

our choice

Rating 4.7

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
  • $0 annual fee.
  • 0% intro APR for 12 months from account opening on purchases. 19.49%, 24.49%, or 29.49% variable APR thereafter.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Rates & Fees

our choice

Earn
20,000
Bonus Points
Bonus Offer:
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
Earn 1X points on other purchases.
Max. Rewards:
Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans.
Rewards expiration:
Rewards don't expire as long as the account is open
0%
Intro APR on Purchases
Intro APR:
0% intro APR for 12 months from account opening
Regular APR:
19.49%, 24.49%, or 29.49% Variable APR
Annual Fee:
$0
Apply for Citi Strata Premier℠ Card - Credit-Land.com APPLY NOW

on Citi's secure website

Excellent, Good Credit

our choice

Rating 4.4

  • For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

our choice

Earn
75,000
Bonus ThankYou® Points
Bonus Offer:
For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
Earn 1 Point per $1 spent on all other purchases
Max. Rewards:
Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
Rewards expiration:
No expiration and no limit to the amount of points you can earn with this card
0%
Foreign Transaction Fee
Foreign Transaction Fee:
0%
Annual Fee:
$95
Late Payment Fee:
See Terms
Apply for Capital One Venture Rewards Credit Card - Credit-Land.com APPLY NOW

on Capital One's secure website

Excellent, Good Credit

our choice

Rating 4.4

  • Click "APPLY ONLINE" to apply now
  • Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
  • Earn unlimited 2X miles on every purchase, every day
  • Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Enjoy a $50 experience credit and other premium benefits with every hotel and vacation rental booked from the Lifestyle Collection
  • Transfer your miles to your choice of 15+ travel loyalty programs

our choice

Earn
75,000
Bonus Miles
Bonus Offer:
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
TSA PreCheck®
Benefits
Global Entry/TSA Pre Credit:
Receive up to a $120 credit for Global Entry or TSA PreCheck®
5X
Miles on Hotels
and Rental Cars
Max. Rewards:
Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Rewards on Everyday Purchases:
Earn unlimited 2X miles on every purchase, every day
Rewards Expiration:
Miles won't expire for the life of the account and there's no limit to how many you can earn

our choice

Rating 4.4

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
  • Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
  • $95 Annual Fee.
  • Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
  • Earn a $50 annual statement credit with $50 minimum airline purchase.
  • Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Rates & Fees

our choice

Earn
60,000
Bonus Points
Bonus Offer:
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
Up to
5X
Unlimited Points
Max. Rewards:
Earn unlimited 5X points on hotels
Rewards on Everyday Purchases:
Earn unlimited 1X points on other purchases
Rewards Expiration:
Rewards don't expire as long as the account is open
No
Foreign Transaction Fee
Foreign Transaction Fee:
None
Annual Fee:
$95
Late Payment Fee:
Review terms
Apply for One Key+™ Card - Credit-Land.com APPLY NOW

Excellent/Good Credit

our choice

Rating 4.4

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn $400 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
  • Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 2% in OneKeyCash on other purchases.
  • $99 annual fee.
  • Get Automatic Gold tier in the One Key rewards program with savings of 20% or more with Gold Member Prices on over 10,000 hotels worldwide. Unlock Platinum when you spend $30,000 per calendar year.
  • Get $100 in OneKeyCash each year upon your cardholder anniversary.
  • Receive one statement credit up to $120 for Global Entry® or TSA PreCheck®
  • No foreign transaction fees.
  • Rates & Fees

our choice

Earn
$400
in OneKeyCash
Bonus Offer:
Earn $400 in OneKeyCash™ after you spend $3,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
Earn
3%
in OneKeyCash
Rewards on Brand Purchases:
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 2% in OneKeyCash on other purchases.
Max. Rewards:
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining.
Rewards on Everyday Purchases:
Earn 2% in OneKeyCash on other purchases.
TSA PreCheck
Privileges
Global Entry/TSA Pre Credit:
Receive one statement credit up to $120 for Global Entry® or TSA PreCheck®
Apply for Citi Double Cash<sup>®</sup> Card - Credit-Land.com APPLY NOW

on Citi's secure website

Excellent, Good, Fair Credit

our choice

Rating 4.5

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
    Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

our choice

$200
Cash Back Bonus
Bonus Offer:
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening.
This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Up to
5%
Cash Back
Max. Rewards:
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
0%
Intro APR on Balance Transfers
Intro APR on Balance Transfer:
0% (18 months)
Regular APR:
18.49% - 28.49% (Variable)
Balance Transfer Fee:
Intro fee 3% of each transfer ($5 min) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 min).

our choice

Rating 4.7

  • Earn 10% back in Reward Dollars* every day on purchases at Crate & Barrel, Crate & Kids, and CB2
  • Or, receive up to 24-months special financing** on qualifying purchases.
  • Earn 2% back in Reward Dollars* on grocery store purchases and 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
  • No annual fee^^
  • Exclusive access: Enjoy cardholder-only offers, invitations to private events, and more perks!
  • Shop seamlessly and track your Reward Dollars*, manage your account, and more with the Crate & Barrel mobile app
  • Enjoy Mastercard member benefits like Mastercard ID Theft Protection™ , Mastercard Travel & Lifestyle Services, and Mastercard Global Service™^
  • When you apply, you will first be considered for the Crate & Barrel Mastercard, if you do not qualify for the Crate & Barrel Mastercard you will then be considered for the Crate & Barrel Credit Card
  • */**/^^/^Learn More about the Crate & Barrel credit card

our choice

Earn Up to
10%
back in Reward Dollars
Rewards:
  • Earn 10% back in Reward Dollars* every day on purchases at Crate & Barrel, Crate & Kids, and CB2
  • Earn 2% back in Reward Dollars* on grocery store purchases and 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
3%
Late Payment Fee:
See terms
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
Earn 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
Max. Rewards:
Earn 10% back in Reward Dollars* every day on purchases at Crate & Barrel, Crate & Kids, and CB2
Rewards expiration:
Apply for Discover it® Chrome - Credit-Land.com APPLY NOW

on Discover's secure website

Excellent/Good Credit

our choice

Rating 5.0

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Get a 0% intro APR for 18 months on balance transfers. Then 18.49% to 27.49% Standard Variable APR applies, based on credit worthiness. Rates as of December 12, 2024.
  • Redeem your rewards for cash at any time.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • No annual fee.
  • Terms and conditions apply.

our choice

Up to
2%
Cash Back
Max. Rewards:
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically
Rewards on everyday purchases:
1% unlimited cash back on all other purchases - automatically.
Redemption Options:
Redeem your rewards for cash at any time.
Match Rewards
at the End of Your First Year
Bonus Offer:
INTRO OFFER: Unlimited Cashback Match for all new cardmembers–only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
0%
Intro APR on Purchases & Balance Transfers
Intro APR on Purchases:
0% Intro APR (6 months)
Intro APR on Balance Transfer:
0% Intro APR (18 months)
Regular APR:
18.49% - 27.49% Variable APR *Rates as of December 12, 2024.
Balance Transfer Fee:
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Apply for Capital One Venture X Rewards Credit Card - Credit-Land.com APPLY NOW

on Capital One's secure website

Excellent Credit

our choice

Rating 4.4

  • Click "APPLY ONLINE" to apply now
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive a $300 annual credit for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner Lounge Network
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®

our choice

Earn
75,000
Bonus Miles
Bonus Offer:
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
10X
Miles on Hotels
and Rental Cars
Max. Rewards:
Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel
Rewards on Everyday Purchases:
2X Miles per dollar on every purchase, every day
Rewards Expiration:
Miles won't expire for the life of the account and there's no limit to how many you can earnµ
Access to
1,300+
Lounges
Lounge Access:
Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner Lounge Network
Apply for One Key™ Card - Credit-Land.com APPLY NOW

Excellent/Good Credit

our choice

Rating 4.5

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • Earn $300 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
  • Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining and 1.5% in OneKeyCash on other purchases.
  • $0 annual fee.
  • Get Automatic Silver tier in the One Key rewards program with savings of 15% or more with Silver Member Prices on over 10,000 hotels worldwide. Unlock Gold when you spend $15,000 per calendar year.
  • No foreign transaction fees.
  • Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Rates & Fees

our choice

Earn
$300
in OneKeyCash
Bonus Offer:
Earn $300 in OneKeyCash™ after you spend $1,000 on purchases in the first 3 months. OneKeyCash is not redeemable for cash and can only be used on Expedia®, Hotels.com® and Vrbo®. To learn more, please refer to the One Key Terms and Conditions at www.expedia.com/one-key-terms.
Earn
3%
in OneKeyCash
Rewards on Brand Purchases:
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo.
Max. Rewards:
Earn 3% in OneKeyCash on Expedia, Hotels.com, and Vrbo, 3% in OneKeyCash at gas stations, grocery stores, and on dining.
Rewards on Everyday Purchases:
Earn 1.5% in OneKeyCash on other purchases.
No
Annual Fee & Foreign Transaction Fee
Annual Fee:
$0
Foreign Transaction Fee:
None
Late Payment Fee:
Refer to Important Credit Terms

our choice

Rating 4.6

  • 1X Points on rent payments without the transaction fee. Up to 100,000 points each calendar year.
  • Earn 3X points on dining, whether you're at your favorite restaurant or ordering in.
  • Earn 2X points on travel when booked directly through an airline, hotels, car rental agencies, and cruise lines.
  • Earn 1X points on other purchases with your Bilt Mastercard®.
  • Earn double points on the 1st of each month: Earn 6X points on dining, 4X points on travel, and 2X points on other purchases excluding rent, up to 1,000 bonus points.
  • Use the card 5 times each statement period to earn points.
  • Use your points for all your favorite Bilt Rewards redemptions: transfer to travel partners, redeem toward future rent payments, put toward a down payment, and more.
  • BiltProtect lets you pay rent without using your credit limit, by pulling the full rent payment directly from a linked bank account. By using BiltProtect, you agree to the Terms & Conditions
  • Rewards don't expire as long as your Bilt account is open.
  • Select Apply Now to learn more about the product features, terms, and conditions.
  • Rates & Fees

our choice

3X
Points on Dining
Max. Rewards:
Earn 3X points on dining, whether you're at your favorite restaurant or ordering in.
Rewards on Everyday Purchases:
Earn 1X points on other purchases with your Bilt Mastercard®.
Rewards Expiration:
Points do not expire as long as your account remains open and is active.
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
N/A
Late Payment Fee:
Refer to Important Credit Terms
Up to
100,000
Points on
Rent Payments
Rewards on Rent Payments:
1X Points on rent payments without the transaction fee. Up to 100,000 points each calendar year.
Apply for AT&T Points Plus<sup>®</sup> Card from Citi - Credit-Land.com APPLY NOW

on Citi's secure website

Good Credit

our choice

Rating 4.4

  • Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening
  • Earn up to an additional $240 back toward your qualifying AT&T Wireless bills every year after eligible spend
  • Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations
  • Earn 2 ThankYou® Points per $1 spent at Grocery Stores
  • Earn 1 ThankYou® Point per $1 spent on all other purchases
  • No limit to the amount of points you can earn, and your points will not expire.
  • No Annual Fee

our choice

Get a
$100
Statement Credit
Bonus Offer:
Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening
3
ThankYou® Points
at Gas Stations
Rewards on Gas:
Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations
Rewards on All Purchases:
Earn 1 ThankYou® Point per $1 spent on all other purchases
2
ThankYou® Points
at Grocery Stores
Groceries Rewards:
Earn 2 ThankYou® Points per $1 spent at Grocery Stores
Rewards on All Purchases:
Earn 1 ThankYou® Point per $1 spent on all other purchases

our choice

Rating 4.4

  • Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
  • Earn 1% Cash Back Rewards* on all other eligible purchases
  • Up to $1,000 credit limit subject to credit approval
  • $0 fraud liability**
  • Free Credit Score
  • The Imagine Card is issued by Webbank.
  • See Cardholder Agreement for important information about terms.
  • *See Program Terms for important information about the cash back rewards program.
  • **Zero liability subject to Visa’s Zero Liability Policy.
  • Your credit score will be available in your online account 60 days after your account is opened. (Registration required.) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only and may not be used by WebBank (the issuer of this card) or other creditors to make credit decisions.

our choice

Earn Up to
3%
Cash Back
Max. Rewards:
Earn 3% Cash Back Rewards* on Gas, Groceries and Utility Bill Payments
Rewards on Everyday Purchases:
Earn 1% Cash Back Rewards* on all other eligible purchases
Up to
$1,000
Credit Limit
Security Deposit:
No
Credit Line:
Up to $1,000 credit limit subject to credit approval
Credit Line Increase:
See terms
Instant Response
Instant Response:
Yes
Card Network:
Visa®
Credit Check:
Yes

our choice

Rating 4.7

  • Earn 10% back in Reward Dollars* every day on purchases at CB2, Crate & Barrel, and Crate & Kids
  • Or, receive up to 24-months special financing** on qualifying purchases.
  • Earn 2% back in Reward Dollars* on grocery store purchases and 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
  • No annual fee^^
  • Exclusive access: Enjoy cardholder-only offers, invitations to private events, and more perks!
  • Shop seamlessly and track your Reward Dollars*, manage your account, and more with the CB2 mobile app
  • Enjoy Mastercard member benefits like Mastercard ID Theft Protection™ , Mastercard Travel & Lifestyle Services, and Mastercard Global Service™^
  • When you apply, you will first be considered for the CB2 Mastercard, if you do not qualify for the CB2 Mastercard you will then be considered for the CB2 Credit Card
  • */**/^^/^Learn More about the CB2 credit card

our choice

Earn Up to
10%
back in Reward Dollars
Rewards:
  • Earn 10% back in Reward Dollars* every day on purchases at CB2, Crate & Barrel, and Crate & Kids
  • Earn 2% back in Reward Dollars* on grocery store purchases and 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
3%
Late Payment Fee:
Up to $41
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
Earn 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
Max. Rewards:
Earn 10% back in Reward Dollars* every day on purchases at CB2, Crate & Barrel, and Crate & Kids
Rewards expiration:
Apply for Capital One Savor Cash Rewards for Good Credit - Credit-Land.com APPLY NOW

on Capital One's secure website

Good Credit

our choice

Rating 4.4

  • Click "APPLY ONLINE" to apply now
  • Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
  • Earn 8% cash back on Capital One Entertainment purchases
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fee
  • No annual fee
  • You're covered by $0 Fraud Liability for unauthorized charges

our choice

Earn
3%
Cash Back at Restaurants
Restaurant Rewards:
Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
1% cash back on all other purchasesµ
Max. Rewards:
Earn 8% cash back on Capital One Entertainment purchases
Rewards expiration:
Cash back won't expire for the life of the accountµ
No
Annual Fee & Foreign Transaction Fee
Annual Fee:
$0
Foreign Transaction Fee:
No
Late Payment Fee:
Up to $40
Apply for CB2 Credit Card - Credit-Land.com APPLY NOW

Average/Fair Credit

our choice

Rating 4.5

  • Earn 10% back in Reward Dollars* every day on purchases at Crate & Barrel, Crate & Kids, and CB2
  • Or, receive up to 24-months special financing** on qualifying purchases.
  • No annual fee^^
  • Exclusive access: Enjoy cardholder-only offers, invitations to private events, and more perks!
  • Shop seamlessly and track your Reward Dollars*, manage your account, and more with the CB2 mobile app
  • When you apply, you will first be considered for the CB2 Mastercard, if you do not qualify for the CB2 Mastercard you will then be considered for the CB2 Credit Card
  • */**/^^Learn More about the CB2 credit card

our choice

Earn
10%
back in Reward Dollars
Rewards:
Earn 10% back in Reward Dollars* every day on purchases at Crate & Barrel, Crate & Kids, and CB2
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
See terms
Late Payment Fee:
See terms
Apply for Capital One Quicksilver Cash Rewards for Good Credit - Credit-Land.com APPLY NOW

on Capital One's secure website

Good Credit

our choice

Rating 4.4

  • Click "APPLY ONLINE" to apply now
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards
  • Cash back won't expire for the life of the account and there's no limit to how much you can earn
  • $0 Fraud Liability for unauthorized charges

our choice

Earn Up to
5%
Cash Back
Max. Rewards:
5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Rewards on everyday purchases:
1.5% Cash Back on every purchase, every day
Bonus Offer:
N/A
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
No
Late Payment Fee:
Up to $40
No
Foreign Transaction Fee
Foreign Transaction Fee:
No
Annual Fee:
$0
Late Payment Fee:
Up to $40
Apply for PayPal Cashback Mastercard® - Credit-Land.com APPLY NOW

Excellent / Good / Fair Credit

our choice

Rating 3.8

  • Earn unlimited cash back at millions of merchants. No restrictions. No rotating categories. No annual fee.272
  • Earn 3% cash back when you check out with PayPal. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
  • Earn 1.5% cash back everywhere else Mastercard is accepted.
  • Easily redeem the cash rewards you earn to PayPal anytime, anywhere with the PayPal app and PayPal.com. Important information on redeeming Cash Rewards: You need to have a PayPal Balance account to use your redeemed rewards in your balance. If you do not have that account, you can only transfer your Cash Rewards to your bank account or debit card linked to your account with PayPal.
  • The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.
  • The PayPal Cashback Mastercard is issued by Synchrony Bank pursuant to a license by Mastercard International Incorporated. Mastercard, Tap & Go and the circles design are registered trademarks of Mastercard International Incorporated.

our choice

Earn Up to
3%
Cash Back
Max. Rewards:
Earn 3% cash back when you check out with PayPal. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
Rewards on Everyday Purchases:
Earn 1.5% cash back everywhere else Mastercard is accepted.
$0
Annual Fee
Annual Fee:
None272
Foreign Transaction Fee:
3%
Late Payment Fee:
Up to $40.00
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
Earn 1.5% cash back everywhere else Mastercard is accepted.
Max. Rewards:
Earn 3% cash back when you check out with PayPal. Purchases are subject to credit approval, and the PayPal Cashback Mastercard must be used for payment. See Rewards Program Terms for details and restrictions.
Rewards expiration:
Cash Rewards earned do not expire although they may be forfeited in accordance with the rewards terms.
Apply for Capital One VentureOne Rewards for Good Credit - Credit-Land.com APPLY NOW

on Capital One's secure website

Good Credit

our choice

Rating 4.4

  • Click "APPLY ONLINE" to apply now
  • $0 annual fee and no foreign transaction fees
  • Earn 1.25X miles on every purchase, every day
  • Travel when you want with no blackout dates and fly any airline, stay at any hotel, anytime
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs

our choice

5X
Miles on Hotels
and Rental Cars
Max. Rewards:
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Rewards on Everyday Purchases:
Earn 1.25X miles on every purchase, every day
Rewards Expiration:
Miles won't expire for the life of the account and there's no limit to how many you can earn
No
Annual Fee & Foreign Transaction Fee
Annual Fee:
$0
Foreign Transaction Fee:
No
Late Payment Fee:
Up to $40
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
Earn 1.25X miles on every purchase, every day
Max. Rewards:
Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
Rewards expiration:
Miles won't expire for the life of the account and there's no limit to how many you can earn
Apply for Capital One QuicksilverOne Cash Rewards Credit Card - Credit-Land.com APPLY NOW

on Capital One's secure website

Average, Fair, Limited Credit

our choice

Rating 4.4

  • Click "APPLY ONLINE" to apply now
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
  • Be automatically considered for a higher credit line in as little as 6 months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Help strengthen your credit for the future with responsible card use
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set

our choice

Earn Up to
5%
Cash Back
Max. Rewards:
5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Rewards on everyday purchases:
1.5% Cash Back on every purchase, every day
Bonus Offer:
N/A
No
Foreign Transaction Fee
Foreign Transaction Fee:
None
Annual Fee:
$39
Late Payment Fee:
Up to $40
Earn More
on Your
Daily Spending
Rewards on everyday purchases:
1.5% Cash Back on every purchase, every day
Max. Rewards:
5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Rewards expiration:
Cash back doesn't expire for the life of the accountµ

our choice

Rating 4.5

  • Earn 10% back in Reward Dollars* every day on purchases at Crate & Barrel, Crate & Kids, and CB2
  • Or, receive up to 24-months special financing** on qualifying purchases.
  • No annual fee^^
  • Exclusive access: Enjoy cardholder-only offers, invitations to private events, and more perks!
  • Shop seamlessly and track your Reward Dollars*, manage your account, and more with the Crate & Barrel mobile app
  • When you apply, you will first be considered for the Crate & Barrel Mastercard, if you do not qualify for the Crate & Barrel Mastercard you will then be considered for the Crate & Barrel Credit Card
  • */**/^^Learn More about the Crate & Barrel credit card

our choice

Earn
10%
back in Reward Dollars
Rewards:
Earn 10% back in Reward Dollars* every day on purchases at Crate & Barrel, Crate & Kids, and CB2
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
n/a
Late Payment Fee:
See terms
Apply for Upgrade Triple Cash Rewards Visa® - Credit-Land.com APPLY NOW

Excellent, Good, Fair, Average Credit
This offer is not available in Iowa, West Virginia, Wisconsin, District Of Columbia.

our choice

Rating 3.8

  • $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
  • 3% unlimited cash back on every purchase in Home, Health, and Auto categories
  • No annual fee
  • Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
  • Up to 10% cash back from your favorite brands with Upgrade Shopping
  • No touch payments with contactless technology built in
  • See if you qualify in seconds with no impact to your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Use your card anywhere Visa is accepted
  • Relax knowing that you are protected in case of unauthorized transactions with Visa’s Zero Liability Policy

our choice

$200
Cash Back Bonus
Bonus Offer:
$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions**
Up to
10%
Cash Back
Max. Rewards:
Up to 10% cash back from your favorite brands with Upgrade Shopping
$0
Annual Fee
Annual Fee:
$0
Foreign Transaction Fee:
Up to 3%
Late Payment Fee:
$0
SHOW MORE CARDS

Citi Rewards+® Card

Excellent, Good Credit
Apply for Citi Rewards+<sup>®</sup> Card - Credit-Land.com

Rating 5.0

APPLY NOW

on Citi's secure website

EARN. ROUND UP. REPEAT. BEST CARD OF December 2024

  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • Plus, as a special offer, earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on CitiTravel.com through December 31, 2025.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 17.99% - 27.99%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
See more details

questionsABOUT
REWARDS CREDIT CARDS

What is the best credit card for rewards?

If it is your first rewards credit card, we would recommend applying for a no annual fee credit card with a fixed cash back rate on all purchases, without any changing categories and enrolments. Cash back rewards are...

Read more
What is a rewards card?

Broadly speaking, a rewards card is a card that gives incentives (points, miles or cash back) for the amount of money you spend with the card. Rewards cards can be co-branded or they can be general use cards issued by a...

Read more
How to maximize credit card rewards?

Here are some tips that will help you maximize credit card rewards: Never pay an annual fee. This rule is extremely important for those who do not put a lot on a credit card. An annual fee may eat all or part of your...

Read more
See all questions

NOT SURE WHICH CARD
TO CHOOSE?

Ask our Experts and get free advice to your email!

ASK QUESTION

choose rewards CREDIT CARD
FOR YOUR NEEDS

Earning rewards for purchases you usually make is a good way to save. To reap most benefits from your rewards credit card, choose the one that fits your needs and then use it wisely. Main types of rewards programs are point rewards, cash back, dining rewards, hotel and travel rewards.

The rewards credit card that meets your needs is the one that will earn you the highest rebates in categories or places you usually shop at the most. So, think where you usually shop and choose rewards accordingly.

It is also important what you can redeem your earned rewards for. There are typically such options as gift cards, entertainment, airline tickets, hotel rooms, gasoline, shopping discounts and more are offered.

In addition to the rewards, look for cards with no annual fee, 0% or low intro APR and a low ongoing interest rate that will apply after the promo period is over. High annual fee or high interest can eat all rewards you've managed to earn.

And the last, but not the least important thing is you should understand redemption rules and limitations of the credit card rewards program you choose. The best rewards program should be easy to comprehend, have no caps, expiration dates, or other restrictions. If there are expiration dates, limits or other restrictions, make sure you know about them and understand when and how they apply. Remember having a rewards credit card with rewards you cannot redeem is a waste of time and money.

Show more

commentsABOUT
REWARDS CREDIT CARDS🜂

must read FEATURED NEWS
AND RELATED RESEARCH

News: Walmart Broke Up With Capital One: Which Card To Use At Walmart Now - Credit-Land.com
Dec 20, 2024

Walmart Broke Up With Capital One: Which Card To Use At Walmart Now

Capital One was an exclusive issuer of Walmart Rewards credit cards for several years. However,...

Best Credit Card Combinations to Maximize Rewards

Best Credit Card Combinations to Maximize Rewards

Having multiple credit cards makes it easier to maximize rewards in different spending categories...

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